Curated News
By: NewsRamp Editorial Staff
July 08, 2026
Rubean AG Targets 50% Revenue Growth in 2026, Eyes Profitability in 2027
TLDR
- Rubean AG expects 2026 revenue of 5-6 million euros, up 35-62%, with recurring revenue doubling for higher margins.
- Rubean's SoftPOS software replaces card readers via app, enabling cashless payments without hardware, growing recurring revenue to 50% of 2026 sales.
- Rubean's software helps small retailers and delivery services accept cashless payments, fostering financial inclusion and convenience for all.
- Rubean's PhonePOS turns smartphones into payment terminals, supporting girocard in Germany, and is now used by 19 major banks globally.
Impact - Why it Matters
This news matters because the shift toward software-only point-of-sale solutions is transforming how small and large retailers accept payments. Rubean’s growth indicates that merchants—from restaurants to delivery services—can reduce hardware costs and logistical complexity while expanding cashless payment options. For consumers, this means more businesses may adopt flexible, mobile payment methods, enhancing convenience. As Rubean partners with major banks and payment providers globally, the widespread adoption of SoftPOS could accelerate financial inclusion and modernize payment infrastructure, directly impacting how people pay in everyday transactions.
Summary
Munich-based FinTech company Rubean AG has announced strong financial growth and ambitious targets for the coming years. At the annual shareholders’ meeting, Co-CEO Jochen Pielage revealed that the company expects consolidated revenue to reach between 5.0 million and 6.0 million euros in 2026, a significant increase from 3.71 million euros in the previous year. In the first half of the year, revenue surged by over 50 percent to 2.4 million euros, driven by the growing adoption of Rubean’s SoftPOS software. Pielage highlighted that recurring revenue—fees from software usage—is expected to more than double, accounting for half of 2026 annual revenue. This shift toward recurring income is a key driver of profitability, with the company anticipating positive net income for the first time in 2027, reaching monthly breakeven during the year.
Rubean’s technology replaces traditional card readers with a software app, allowing retailers to accept cashless payments directly on smartphones without additional hardware. This innovation has made Rubean a market leader in Germany and Spain, and the company is expanding rapidly across Europe, including Switzerland, France, and the United Kingdom, as well as into North and South America. Rubean now collaborates with 19 major banks, including German Sparkassen, BBVA in Spain, and Commerzbank, along with international payment service providers. The company’s growth strategy is supported by new Executive Board member Stephan Kuck, who will spearhead sales operations. Pielage emphasized that the groundwork for a highly successful sales expansion has been laid, leveraging these partnerships.
Rubean’s SoftPOS solution, PhonePOS, is unique in supporting girocard (EC card) in Germany, and is used by banks, acquirers, and merchants across Europe. The company is listed on m:access and various over-the-counter trading venues, including XETRA. For more details, visit www.rubean.com. The original release can be accessed on NEWMEDIAWIRE.
Source Statement
This curated news summary relied on content disributed by NewMediaWire. Read the original source here, Rubean AG Targets 50% Revenue Growth in 2026, Eyes Profitability in 2027
