Curated News
By: NewsRamp Editorial Staff
October 21, 2025
OptimumBank Hits $1B Assets, Reveals 40% Growth Strategy
TLDR
- OptimumBank's consistent 30-40% growth and debt-free balance sheet offer investors a competitive edge in the expanding Florida banking market.
- OptimumBank achieves growth through traditional in-person banking combined with digital convenience, focusing on real estate and commercial lending with strong customer service.
- OptimumBank fosters economic development by providing community-focused banking with reasonable fees and personal service, supporting local businesses and consumers in Florida.
- OptimumBank recently surpassed $1 billion in assets while maintaining its founding mission of true community banking amid the rise of mega-banks.
Impact - Why it Matters
This development matters because it demonstrates the viability of community banking in an era dominated by large financial institutions. OptimumBank's consistent 30-40% annual growth and debt-free balance sheet show that personalized banking services combined with modern digital solutions can successfully compete against mega-banks. For consumers and small businesses, this represents more banking choices, potentially better service, and stronger local economic development. The bank's focus on real estate and commercial lending expertise specifically benefits Florida's growing business community, while its community-first approach ensures that banking decisions are made by people who understand local market conditions. This success story validates the importance of maintaining diverse banking options in the financial ecosystem.
Summary
OptimumBank Holdings (NYSE American: OPHC), the parent company of Florida-based OptimumBank, recently featured prominently on The GotStocks Podcast by IBN, where Chairman Moishe Gubin detailed the institution's impressive growth trajectory and community-focused banking philosophy. The bank has achieved a significant milestone by surpassing $1 billion in assets while maintaining consistent annual growth rates of 30-40% over recent years. Gubin emphasized the bank's strong balance sheet, which carries no debt, and its capacity for continued expansion through various financial opportunities. The discussion highlighted how OptimumBank combines traditional, in-person banking services with modern digital convenience, positioning itself as the "optimum" banking solution for Florida businesses and consumers.
Founded in 2000 by local Broward County businessmen, OptimumBank emerged as a response to the proliferation of out-of-state mega-banks, aiming to restore true community banking values to the Fort Lauderdale area. From its inception, the bank invited local investors of all sizes to participate in its growth and mission, fostering economic development while maintaining its community-first approach. The bank specializes in comprehensive financial solutions including Business Banking, Business Lending, SBA Lending Solutions, Treasury Management, and Personal Banking, with particular expertise in real estate and commercial lending. Customers consistently value the institution's strong service orientation, reasonable fees, and deep local market knowledge that sets it apart from larger competitors.
The InvestorWire platform, part of the Dynamic Brand Portfolio at IBN, played a crucial role in disseminating this news through its advanced wire-grade press release syndication capabilities. As one of 70+ brands within the IBN network, InvestorWire provides comprehensive corporate communications solutions including article and editorial syndication to over 5,000 outlets, enhanced press release services, and social media distribution to millions of followers. This extensive reach ensures that news about companies like OptimumBank Holdings effectively reaches target markets, investors, and the general public, cutting through information overload to deliver meaningful brand recognition and awareness in today's crowded financial landscape.
Source Statement
This curated news summary relied on content disributed by InvestorBrandNetwork (IBN). Read the original source here, OptimumBank Hits $1B Assets, Reveals 40% Growth Strategy
