GH Construction Urges Windstorm Inspections Before Roof Work

As hurricane season winds down, Coastal Bend homeowners planning roof replacements and repairs are being reminded that Texas windstorm inspection rules can affect their insurance as much as their construction. Rockport contractor GH Construction is urging property owners to understand these requirements before work begins. According to the Texas Department of Insurance, properties in 14 coastal counties and parts of Harris County fall within a designated catastrophe area where most new construction, roof replacements, major repairs, and other alterations require an inspection. The inspection is directly tied to coverage: to buy a Texas Windstorm Insurance Association policy, most homes and properties must have a certificate of compliance. During construction, an engineer appointed by TDI or a TDI inspector can perform the inspection; after construction, a Texas licensed professional engineer can do it. Not every project triggers the requirement—replacing glass in windows or doors, and roof repairs of less than 100 square feet that don't involve decking, are exempt. TDI advises homeowners to ask their contractor how they will meet the inspection requirements.

Rocky Gudim, who leads GH Construction, a veteran-owned remodeling company rockport texas homeowners trust for renovations, roofing, and storm-related repairs, emphasizes that the inspection question should be settled before signing any contract. "Down here, a roof or an addition isn't really finished until the paperwork is," Gudim said. "If the inspection piece gets skipped, the homeowner can end up with a nice new roof and a problem when it's time to renew their coverage." Storm-related repairs often start the process: in structural repair rockport texas projects, framing, roof decking, and other load-bearing work typically fall into the categories TDI describes. Larger interior projects can also cross the line—home renovation rockport texas projects that change exterior walls, openings, or roof structures are planned with inspection timing in mind. "My advice to a neighbor is to ask two questions before anyone starts: who's handling the inspection, and when," Gudim said. "If the contractor can't answer that clearly, keep looking." Interior-only work, such as rockport kitchen remodeling that stays inside the existing structure, generally involves local permits rather than windstorm certification, though each project should be confirmed. GH Construction offers complimentary consultations and serves Rockport, Corpus Christi, Port Aransas, Aransas Pass, Portland, and Ingleside.