Curated News
By: NewsRamp Editorial Staff
January 27, 2026
ACT Insurance Launches Coverage for Curated Sellers & Handmade Beauty Makers
TLDR
- ACT Insurance's new policies give curated sellers and small-batch beauty makers a competitive edge by providing affordable, tailored coverage that protects against liability risks.
- ACT Insurance offers two annual policies: Curated Sellers coverage starts at $31.58 monthly for non-handmade items, while Handmade Beauty coverage costs $515 yearly for small-batch products.
- These policies support creative entrepreneurs by providing accessible insurance that matches their business models, fostering safer marketplaces and enabling sustainable growth for independent makers.
- Vintage resellers and soap makers can now get specialized insurance from ACT Insurance, addressing long-standing coverage gaps for unique creative businesses with straightforward online enrollment.
Impact - Why it Matters
This development matters because it addresses a critical gap in the insurance market that has left thousands of creative entrepreneurs vulnerable to financial ruin. For years, small business owners selling curated items or handmade beauty products have operated without proper liability protection, facing potential lawsuits over product injuries or reactions even when they didn't manufacture the items themselves. The availability of affordable, tailored insurance means these creators can now focus on growing their businesses rather than worrying about catastrophic legal claims. This shift represents a broader recognition of the modern creative economy's needs and could encourage more people to pursue entrepreneurial ventures knowing they have proper protection. The policies also signal insurance industry innovation that better serves niche markets, potentially inspiring similar specialized coverage for other underserved business sectors.
Summary
ACT Insurance, a subsidiary of Veracity Insurance and part of the Insurance Canopy family of specialty insurance programs, has launched two groundbreaking annual insurance policies specifically designed to address long-standing coverage gaps for creative entrepreneurs. The company announced the Curated Sellers policy and the Handmade Beauty policy, which provide year-round protection for businesses that have historically struggled to find suitable insurance options. These new offerings represent a significant shift in the insurance industry, moving away from forcing creative businesses into ill-fitting coverage models and instead building policies that reflect how these entrepreneurs actually operate day to day.
The Curated Sellers policy targets creators who sell products made by others or items that are less than 80 percent handmade, including vintage resellers, boutique owners, and collectible sellers. This policy addresses the critical liability risks these businesses face—such as product use or injury claims—even when they didn't manufacture the items themselves. With pricing starting at just $31.58 per month, this coverage provides affordable protection for businesses that have traditionally fallen outside standard insurance options. Meanwhile, the Handmade Beauty policy supports small-batch makers of soaps, candles, and cosmetic products, offering annual coverage for $515 per year to protect against claims tied to customer reactions or product use, even for carefully-produced items.
According to Daryle Stafford, founder and CEO of Veracity Insurance, these policies were developed in direct response to consistent feedback from creative businesses that existing coverage options simply didn't match what they sell or how often they sell it. JoAnne Hammer, Certified Insurance Counselor and Program Manager at ACT Insurance, emphasized that creators should not have to adjust their business models to fit insurance products. Both policies are available immediately through ACT Insurance's streamlined online checkout process at actinsurance.com, providing fast access to coverage that supports steady growth for creative entrepreneurs who have long operated without adequate protection.
Source Statement
This curated news summary relied on content disributed by NewMediaWire. Read the original source here, ACT Insurance Launches Coverage for Curated Sellers & Handmade Beauty Makers
