DALLAS, TX -- January 29, 2026

DALLAS, TX -- January 29, 2026 -- Provident Financial Services Inc (NYSE: PFS): Provident Financial Services delivered another strong quarter of expanding profitability and continued operating momentum. Net income increased to $83.4M, for an EPS of $0.64, driving a 1.34% ROAA. Revenue reached a third consecutive quarterly record at $225.7M, supported by record net interest income of $197.4M and record noninterest income of $28.3M, reflecting the Company’s ability to grow earning assets while sustaining strong fee generation across its other business lines.

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• Revenue reached a third consecutive quarterly record at $225.7M, supported by record net interest income of $197.4M and record noninterest income of $28.3M
• Net income increased to $83.4M, for an EPS of $0.64, driving a 1.34% ROAA
• Reported net interest margin was 3.44% (up 1bp q/q), while core net interest margin expanded 7bps to 3.01%

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About Stonegate
Stonegate Capital Partners is a leading capital markets advisory firm providing investor relations, equity research, and institutional investor outreach services for public companies. Our affiliate, Stonegate Capital Markets (member FINRA) provides a full spectrum of investment banking services for public and private companies.

Stonegate Capital Partners
(214) 987-4121
info@stonegateinc.com

Source: Stonegate, Inc.

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