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By: Reportable
May 4, 2026

Curated TLDR

Stonegate Capital Partners Updates Coverage on Provident Financial Services Inc (NYSE: PFS) 1Q26

DALLAS, TX -- mAY 4, 2026

DALLAS, TX -- May 4th 2026 -- Provident Financial Services, Inc. (NYSE: PFS): Stonegate Capital Partners Updates Coverage on Provident Financial Services, Inc. (NYSE: PFS). Provident Financial Services delivered a steady 1Q26, with the post-Lakeland profitability profile holding despite lower q/q EPS and a more visible credit watch item. Net income was $79.4M, or $0.61 diluted EPS, versus $83.4M, or $0.64, in 4Q25, while ROAA was 1.29%, Pre-provision net-revenue ROAA was 1.75%, and ROATCE was 16.58%. Revenue remained above $225M for the second consecutive quarter, as lower net interest income was offset by record noninterest income of $31.5M. In our view, the quarter supports the case that PFS can sustain a higher post-Lakeland profitability profile through core margin improvement, fee income contribution, and tangible book value growth, though the senior housing-related NPL increase is now the key item to monitor.

To view the full announcement, including downloadable images, bios, and more, click here.

Key Takeaways:
  • Loan growth setup improved, as payoffs normalized and the commercial pipeline reached a record $3.11B.
  • PFS’s post-Lakeland earnings power is holding, with core margin expansion and record fee income supporting profitability.
  • Capital build remains a quiet positive, with TBV up 2.1% q/q and TCE improving to 8.55%.

Click image above to view full announcement.

About StonegateStonegate Capital Partners is a leading capital markets advisory firm providing investor relations, equity research, and institutional investor outreach services for public companies. Our affiliate, Stonegate Capital Markets (member FINRA) provides a full spectrum of investment banking, equity research and capital raising for public and private companies.

Contacts:

Stonegate Capital Partners
(214) 987-4121
info@stonegateinc.com

Source: Stonegate, Inc.

Distributed by: Reportable, Inc.

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