By: Press Services
January 31, 2026
Key Insights on Applying for Disability Benefits
Pekas Smith Discusses Optimal Timing for Disability Claims
Phoenix, United States - January 30, 2026 / Pekas Smith: Arizona Disability Attorneys /
When is the Right Time to Apply for Disability Benefits? Pekas Smith Offers Insight on Timing
Phoenix, AZ - The decision to apply for disability benefits is significant, and the timing of that decision can greatly influence the outcome. Pekas Smith: Arizona Disability Attorneys, a leading firm in Social Security Disability in the state, is dedicated to helping residents of Arizona understand the optimal time to submit their applications in order to obtain the support they need without unnecessary setbacks. For further information, individuals can visit the Pekas Smith website.
"Understanding when to submit your application can greatly enhance your chances of approval," stated Jeremy D. Pekas, Founding Partner at Pekas Smith. "Many individuals either delay their application too long or submit it prematurely without the necessary documentation. Our mission is to guide clients in taking the appropriate steps at the right moment, allowing them to proceed with assurance."
The firm emphasizes that applications for disability benefits should be made as soon as a medical condition inhibits an individual from working and is anticipated to persist for at least 12 months or lead to death. Delaying the application can result in lost time and missed payments, while applying too early without comprehensive medical documentation may also lead to denials.
Additionally, there is a five-month waiting period before Social Security Disability Insurance (SSDI) benefits commence. This means that the countdown begins from the first full month following the onset of the disability, and the earliest payment can be received is in the sixth full month of disability.
To qualify, an individual's condition must prevent them from engaging in "substantial gainful activity," which indicates that they cannot earn above specific income thresholds. The firm advises that applicants should not wait the full 12 months to file; rather, they should apply as soon as they meet the eligibility requirements and can provide a complete application. More details on eligibility can be found in the firm's guide to Qualifications for SSDI in Arizona.
Pekas Smith offers assistance to clients in various ways:
- Assessing the best time to apply for SSDI benefits or Supplemental Security Income (SSI)
- Collecting and organizing necessary medical documentation
- Preventing common filing errors that may lead to denials
- Efficiently navigating appeals and hearings
"Disability law goes beyond just paperwork - it revolves around individuals," remarked Tye Smith, Founding Partner at Pekas Smith. "We ensure that every client's application is thorough, accurate, and submitted at the appropriate time to prevent unnecessary delays."
Pekas Smith provides services to clients throughout Arizona - including Phoenix, Mesa, Tucson, Scottsdale, and surrounding areas - delivering personalized attention that larger national firms cannot replicate.
To reach out to the firm, visit the contact page to discover more about the next steps and how to apply for disability benefits.
Contact Information:
Pekas Smith: Arizona Disability Attorneys
3030 N 3rd St #650
Phoenix, Arizona 85012
United States
Jeremy Pekas
+1602.833.1696
https://disabilitylawyerarizona.com
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