LOS ANGELES, CA - December 17, 2025 (NEWMEDIAWIRE) - Beeline Holdings (NASDAQ: BLNE), a fast-growing digital mortgage platform redefining the path to homeownership, is expanding its effort to modernize the U.S. home-lending process with a digital platform built on automation, AI, and faster decision-making. The company describes its mission as enabling simpler and faster home loans, aiming to support financial mobility for both homebuyers and real estate investors.

• The company is positioning itself as a digital-first mortgage and title platform aimed at reducing friction and accelerating loan approvals.
• Its AI-powered system can provide borrowers with a qualification decision in seven to eight minutes, offering 90% certainty of qualification.
• The fintech lender is targeting two large demographics: millennials and Gen Z buyers seeking access to mortgages for personal or investment purposes, as well as baby boomers who hold an estimated $10 trillion in home equity.
• Beeline announced that its lending entity achieved cash-flow positivity in October, and the firm is targeting company-wide cash-flow positivity in the first quarter of 2026.

The company’s approach reflects a shift within the broader mortgage market, where younger buyers are struggling to secure financing. According to National Mortgage Professional, only 26.1% of Gen Z and 54.9% of millennials owned a home in 2024, a marginal improvement attributed largely to limited…

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Forward Looking Statements

Certain statements in this article are forward-looking, as defined in the Private Securities Litigation Reform Act of 1995. These statements involve risks, uncertainties, and other factors that may cause actual results to differ materially from the information expressed or implied by these forward-looking statements and may not be indicative of future results. These forward-looking statements are subject to a number of risks and uncertainties, including, among others, various factors beyond management's control, including the risks set forth under the heading "Risk Factors" discussed under the caption "Item 1A. Risk Factors" in Part I of the Company's most recent Annual Report on Form 10-K or any updates discussed under the caption "Item 1A. Risk Factors" in Part II of the Company's Quarterly Reports on Form 10-Q and in the Company's other filings with the SEC. Undue reliance should not be placed on the forward-looking statements in this article in making an investment decision, which are based on information available to us on the date hereof. All parties undertake no duty to update this information unless required by law.

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