OptimumBank Holdings (NYSE American: OPHC) announced that Timothy Terry has retired as Principal Executive Officer and as President and CEO of OptimumBank, with Chairman Moishe Gubin appointed as Chief Executive Officer and Principal Executive Officer of both the company and the bank, and Braden R. Smith named President of the bank, effective May 1, 2026.

To view the full press release, visit https://ibn.fm/PS0fi

About OptimumBank Holdings, Inc.

Founded in 2000 and headquartered in Fort Lauderdale, Florida, OptimumBank is a full-service community bank focused on delivering personalized service, competitive pricing, and innovative financial solutions. The Bank supports economic development and community growth through responsible banking practices. OptimumBank’s business and financial solutions include: Business Banking, Business Lending, SBA Lending Solutions, Treasury Management, and Personal Banking.

NOTE TO INVESTORS: The latest news and updates relating to OPHC are available in the company’s newsroom at https://ibn.fm/OPHC

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