SSDI vs. SSI Back Pay: Key Differences Arizona Claimants Should Know

Social Security Disability claims can take a long time, and when they are finally approved, claimants often receive back pay for the waiting period. Pekas Smith, an Arizona disability law firm, has published a guide explaining the differences between SSDI and SSI back pay. The key factor in calculating SSDI back pay is the established onset date—the date the Social Security Administration (SSA) determines the disability began. For SSDI, benefits can go back to that date, but a five-month waiting period applies. Additionally, retroactive benefits may cover up to 12 months before the application date if the disability started earlier. In contrast, SSI benefits do not include retroactive payments; they start the month after the application is filed. The payment method also differs: SSDI back pay is usually a lump sum, while larger SSI awards are paid in installments due to resource limits. Attorney fees are contingent on winning, capped at 25% of past-due benefits, and are deducted from the back pay. Tye Smith, founding partner, emphasizes the importance of the established onset date and the medical evidence supporting it. For more information, readers can visit the Pekas Smith blog or the Pekas Smith homepage, and check SSDI eligibility in Arizona.

Pekas Smith is an Arizona disability law firm that represents claimants in SSDI, SSI, and disability appeals. Founded by Jeremy D. Pekas and Tye Smith, the firm assists clients at every stage of the SSA process, from initial application to federal court review. The firm is located in Phoenix, Arizona, and can be contacted at 3030 N 3rd St #650, Phoenix, AZ 85012, or by phone at +1-602-833-1696. More details are available on their website.