Curated News
By: NewsRamp Editorial Staff
November 10, 2025

Payments Group Holding Projects Billion-Euro Growth Through 2028

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Original Source

TLDR

  • PGH's acquisition of TPG positions it for market leadership in embedded financial products with projected transaction volume growth from 80 million to up to 1.9 billion EUR by 2028.
  • PGH will consolidate TPG from 2026, projecting 30-60% annual revenue growth and EBITDA reaching 5-12 million EUR by 2028 through e-money licensing and new growth segments.
  • PGH's Cognicare AI reduces nursing staff burdens and improves resident safety through AI assistance systems, addressing needs across 11,000 German care facilities.
  • PGH's AI company builder Softmax AI spun off Cognicare AI and is developing computer vision tools and job application trainers while exploring stablecoin business opportunities.

Impact - Why it Matters

This announcement signals significant transformation in both financial technology and healthcare sectors, with PGH's projected growth reflecting the accelerating convergence of payment services and artificial intelligence applications. For investors, the updated targets demonstrate substantial scaling potential across multiple high-growth segments, while the AI initiatives in healthcare address critical workforce challenges in Germany's aging society. The potential stablecoin expansion positions the company at the forefront of digital currency innovation, potentially reshaping European financial services. For businesses and consumers, these developments promise more integrated payment solutions and AI-driven efficiency improvements in essential services like healthcare, representing broader trends toward digital transformation across industries.

Summary

The Payments Group Holding (PGH), a Frankfurt-based holding company that rebranded in August 2024, has announced ambitious updated financial targets through 2028, driven primarily by its pending acquisition of 75% of The Payments Group (TPG) companies. This strategic move, expected to close in 2025, will fully consolidate TPG's operations into the enlarged group starting in 2026. TPG's gross transaction volume is projected to surge from 80 million EUR in 2024 to between 800 million and 1.9 billion EUR by 2028, fueled by recently obtained e-money licensing and new high-volume growth segments. Revenue is forecast to triple to quintuple from just over 7 million EUR in 2024, representing annual growth rates of 30-60%, though the revenue-to-transaction volume ratio is expected to decrease over time.

Beyond payment services, PGH is making significant strides in artificial intelligence through its company builder Softmax AI, with Cognicare AI GmbH emerging as the first successful spin-off. This venture develops AI-supported software assistance systems for Germany's care sector, addressing a target market of approximately 11,000 inpatient facilities. The system has already demonstrated success in pilot operations, with multiple facilities expressing interest without active marketing. Additional AI projects in development include Inspectos for computer vision component assessment and Jobklar for AI-powered job application training. PGH's strategic positioning extends to potential stablecoin business entry, which management believes could significantly shape EBITDA from 2027 onward, while the holding company's net asset value exceeds 20 million EUR with expectations of value increases from its Heritage VC portfolio and AI initiatives offsetting overhead costs.

Source Statement

This curated news summary relied on content disributed by NewMediaWire. Read the original source here, Payments Group Holding Projects Billion-Euro Growth Through 2028

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