LM PAY Reports 50% Revenue Growth in Polish FinTech Market

LM PAY S.A., an innovative technology-driven FinTech company operating in Poland, has announced impressive preliminary results for the first nine months of 2025, showcasing substantial growth across multiple metrics. The company, which specializes in embedded finance solutions for healthcare, beauty services, and motor insurance, reported cumulative revenue of PLN 23.8 million (EUR 5.6 million), representing a remarkable 50% increase compared to the previous year's PLN 15.8 million (EUR 3.7 million). This significant revenue surge was primarily driven by new strategic partnerships and growing demand across all three of their core service sectors. The company's platform, integrated into workflows of over 13,000 clinics, beauty salons, and insurance brokers across Poland, provides instant and binding credit decisions at the point of service, enabling patients and customers to gain immediate access to essential services through convenient consumer financing.

Despite the impressive revenue growth, LM PAY's cumulative EBIT stood at PLN 6.5 million (EUR 0.5 million), showing a 12.8% decline compared to 2024. However, this decrease is largely attributable to a one-off event in the previous year involving the sale of a portfolio of receivables, which affected the comparability of results. More encouraging was the customer acquisition performance, with the number of clients served increasing by 12% to reach 33,000 customers in the first nine months of 2025. This growth was primarily driven by efficient onboarding processes in clinics and salons, substantially contributing to the expansion of their customer base. The company also demonstrated strong customer loyalty, with recurring users reaching 33% in the third quarter of 2025, exceeding the 30% recorded in the same quarter of the previous year, indicating consistently high customer satisfaction and stable demand for their embedded finance solutions.

With more than ten years of market experience and a listing on the Dusseldorf Stock Exchange (ISIN: PLLMPAY00016), LM PAY is well-positioned for continued growth in the Polish FinTech landscape. The company's success reflects the growing adoption of embedded finance solutions in specialized sectors, particularly healthcare and beauty services, where immediate financing options can significantly improve access to essential treatments and procedures. The original release on www.newmediawire.com provides comprehensive details about their financial performance and strategic positioning within Poland's evolving financial technology ecosystem, highlighting their unique approach to integrating financing directly into service provider workflows.