Curated News
By: NewsRamp Editorial Staff
November 01, 2026
Foreclosure Starts Surge in DFW: Act Before the Sale Date
TLDR
- Leinart Law Firm advises Texas homeowners to act before a sale date is set, gaining time to pursue loan modification, reinstatement, or Chapter 13.
- Under Texas Property Code Section 51.002, a homeowner gets at least 20 days to cure and 21 days' notice before the first-Tuesday sale, leaving as few as 41 days.
- Leinart Law Firm helps Texas homeowners facing foreclosure keep their homes by reviewing options early and using Chapter 13 to halt sales and repay past-due amounts.
- Dallas-Fort Worth foreclosure starts averaged over 800 monthly this year, up 24 percent and ahead of the national 16 percent increase, KERA News reports.
Impact - Why it Matters
The sharp rise in foreclosure starts across Dallas-Fort Worth signals growing financial distress for homeowners, but it also highlights a critical window for intervention. Texas foreclosure laws move quickly, often leaving less than two months between a default notice and auction. This news matters because it underscores the importance of early legal action: homeowners who consult with an attorney before a sale date is set can explore alternatives like loan modifications or Chapter 13 bankruptcy, potentially saving their homes. With foreclosure rates outpacing national trends, staying informed and proactive is essential for protecting one's home and financial future.
Summary
Foreclosure starts in the Dallas-Fort Worth area have surged in 2026, averaging just over 800 per month—a 24 percent increase from last year and well above the national rise of about 16 percent, according to KERA News reports. In response, Leinart Law Firm is urging Texas homeowners who receive a default notice from their mortgage servicer to act quickly and seek legal advice before a sale date is scheduled. The firm emphasizes that reviewing options such as loan modification, reinstatement, or Chapter 13 bankruptcy with a bankruptcy lawyer in Mesquite, TX early on can preserve more time to pursue the best solution.
Marcus Leinart, founder of Leinart Law Firm, explains that Texas law permits a foreclosure sale within weeks of a default notice, making the first letter from a servicer critical. "When we meet a client before the notice of sale is posted, there is often time to work with the servicer while keeping a Chapter 13 filing available if that effort does not succeed," Leinart said. Under Section 51.002 of the Texas Property Code, homeowners must receive at least 20 days to cure a default and 21 days' notice before the sale, which occurs on the first Tuesday of the month—leaving as few as 41 days between the certified default letter and the auction. Filing a Chapter 13 case before the scheduled sale can halt the foreclosure sale via the automatic stay, allow past-due amounts to be repaid through a court-approved plan over three to five years, and bind the servicer to the plan's terms after confirmation.
Leinart Law Firm, founded in 2005 by Marcus Leinart, a Texas Tech University School of Law graduate licensed since 1995, represents clients facing foreclosure, repossession, wage garnishment, and credit card debt, handling Chapter 7 and Chapter 13 cases from offices in Dallas and Fort Worth. With thousands of bankruptcy cases filed and membership in the National Association of Consumer Bankruptcy Attorneys, the firm offers consultations for homeowners and other prospective clients. Homeowners who have already received a notice of sale can still file before the auction, though the timeline leaves little room for preparation. To explore options, individuals can book a consultation online.
Source Statement
This curated news summary relied on content distributed by 24-7 Press Release. Read the original source here, Foreclosure Starts Surge in DFW: Act Before the Sale Date
