Blockchain Registration Transaction Record

Outamation Integrates Equifax Credit Data to Boost Loan Modifications

Outamation integrates Equifax soft-pull credit data into OutamateMods, helping servicers identify performing borrowers for loan modifications and prepare for the next refinance wave.

This integration matters because it equips mortgage servicers with real-time credit insights to proactively retain borrowers, potentially reducing costly refinance churn. As rates eventually decline, servicers using Outamation’s platform can quickly offer modifications to performing borrowers, helping consumers improve cash flow and servicers maintain their portfolios. It also signals a broader trend of embedding credit data directly into retention workflows, enabling faster, more personalized borrower assistance.