Blockchain Registration Transaction Record

USBC, Uphold & Vast Bank Launch First Retail Tokenized Deposits

USBC partners with Uphold & Vast Bank to launch world's first retail tokenized deposits, combining FDIC insurance with blockchain efficiency for global U.S. dollar access starting 2026.

This development represents a fundamental shift in global finance by bridging traditional banking security with blockchain efficiency. For consumers and businesses worldwide, it means access to U.S. dollar accounts with FDIC insurance protection and regulatory compliance while benefiting from blockchain's speed and programmability. Unlike stablecoins that lack meaningful consumer protections, these tokenized deposits offer the safety of traditional banking combined with the innovation of digital assets. This could revolutionize international payments, cross-border commerce, and financial inclusion by making secure U.S. dollar banking accessible globally without the traditional barriers of geographic location or banking relationships. The partnership sets a new standard for regulated digital money that could accelerate mainstream adoption of blockchain technology in finance.