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IRS, SSA Suspend Advanced Leave: Federal Workers Lack Disability Coverage

IRS and SSA suspend advanced leave, exposing lack of short-term disability for federal employees. Learn how to protect your income with supplemental coverage.

This news matters because it highlights a hidden vulnerability for federal employees: the absence of short-term disability insurance. With advanced leave no longer available at the IRS and SSA, workers facing medical emergencies must rely on unpaid leave, savings, or inadequate alternatives like FMLA (unpaid) and FERS Disability Retirement (for permanent conditions only). The suspension affects tens of thousands, and the lawsuits could set a precedent for other agencies. For federal workers, this is a wake-up call to secure private income protection before a health crisis strikes. As Quiett warns, treating short-term disability coverage as optional is a risk no one can afford.