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Holiday Debt Hangover Haunts Americans Entering 2025 Season

New study reveals 36% of Americans still carry 2024 holiday debt as 2025 season begins. Learn about the holiday debt hangover and financial stress impacting consumers.

This study reveals a critical pattern of consumer financial stress that extends far beyond holiday spending. The persistence of debt from previous years combined with current economic pressures creates a compounding effect that impacts household financial stability, mental health, and long-term economic resilience. As inflation remains high and alternative payment methods like Buy Now, Pay Later gain popularity, consumers face increased risk of falling into debt cycles that can affect their ability to save for emergencies, invest for the future, and maintain financial security. The findings highlight the need for better financial education and planning, particularly as economic uncertainty continues to shape consumer behavior and spending patterns.