Curated News
By: NewsRamp Editorial Staff
December 04, 2025
Law Firm Wins $300K for Elderly Client in Underinsured Motorist Case
TLDR
- Piscitelli Law Firm secured a $300,000 recovery by litigating against a lowball $70,000 offer, demonstrating how aggressive legal action maximizes compensation from underinsured motorist coverage.
- The firm recovered $300,000 by filing a $275,000 lawsuit after a $25,000 setoff from the at-fault driver's minimum coverage, overcoming an initial $70,000 UIM offer.
- This $300,000 recovery for a 78-year-old injured in a T-bone collision ensures proper compensation for radial tunnel syndrome, protecting vulnerable individuals from underinsured drivers.
- Radial tunnel syndrome, a painful nerve compression causing grip weakness, was among injuries in this 50 mph T-bone collision case that secured $300,000 through UIM coverage.
Impact - Why it Matters
This case matters because it exposes a critical vulnerability in our insurance system that affects millions of drivers. Most states, including Ohio, have shockingly low minimum coverage requirements—often $25,000 or less—that are completely inadequate for serious accidents. When an underinsured driver causes an injury, victims must rely on their own underinsured motorist (UIM) coverage, but insurance companies frequently undervalue these claims, as demonstrated by the initial $70,000 offer versus the actual $300,000 policy limit. This case shows that without aggressive legal representation, injured parties may accept settlements that don't cover their medical expenses, lost wages, or pain and suffering. For anyone who drives, this highlights the importance of carrying substantial UIM coverage and being prepared to fight for what your policy promises, as insurance companies often prioritize profits over policyholders' rightful claims.
Summary
The Piscitelli Law Firm, a Cleveland-based personal injury practice, has achieved a significant legal victory by securing a $300,000 total recovery for a 78-year-old client injured in a severe 50 mph T-bone collision. The case centered on underinsured motorist (UIM) coverage after the at-fault driver provided only Ohio's state minimum of $25,000. The client's injuries included resolved soft-tissue trauma and radial tunnel syndrome, a painful nerve compression condition causing discomfort, weakened grip, and pain during rotation. The firm, led by Frank Piscitelli, Jr., pursued the client's $300,000 UIM policy, but the insurance carrier initially offered only $70,000, prompting the attorneys to file a lawsuit for the remaining $275,000. After several months of litigation, the insurer disbursed the full amount, culminating in the complete $300,000 recovery for the elderly victim.
This case highlights the critical role of skilled legal representation in navigating complex insurance claims, especially when dealing with underinsured motorists. Frank Piscitelli, Jr. emphasized that "UIM coverage is designed to provide compensation when the at-fault driver is underinsured," and noted that when the insurance company undervalued the claim, litigation became necessary to secure the full policy benefits. The successful outcome demonstrates how aggressive legal action can overcome initial lowball offers from insurance companies, ensuring injured parties receive the compensation they're entitled to under their own policies. The firm's persistence transformed a $70,000 offer into a $275,000 settlement, plus the original $25,000 from the at-fault driver.
For those seeking more information about this specific case result or the firm's approach to personal injury law, additional details are available through their online resources. The Piscitelli Law Firm specializes in injury and car accident cases, helping clients navigate the complexities of insurance claims and litigation. This particular victory serves as a powerful example of how experienced legal counsel can make a substantial difference in recovery amounts, especially for vulnerable populations like elderly accident victims. The case also underscores the importance of understanding one's own insurance coverage limits and the potential gaps that can exist when other drivers carry only minimum coverage.
Source Statement
This curated news summary relied on content disributed by Press Services. Read the original source here, Law Firm Wins $300K for Elderly Client in Underinsured Motorist Case
