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Law Firm Wins $300K for Elderly Client in Underinsured Motorist Case

Piscitelli Law Firm secures $300,000 for 78-year-old client in underinsured motorist case after 50 mph T-bone collision. Learn how litigation overcame a low insurance offer.

This case matters because it exposes a critical vulnerability in our insurance system that affects millions of drivers. Most states, including Ohio, have shockingly low minimum coverage requirements—often $25,000 or less—that are completely inadequate for serious accidents. When an underinsured driver causes an injury, victims must rely on their own underinsured motorist (UIM) coverage, but insurance companies frequently undervalue these claims, as demonstrated by the initial $70,000 offer versus the actual $300,000 policy limit. This case shows that without aggressive legal representation, injured parties may accept settlements that don't cover their medical expenses, lost wages, or pain and suffering. For anyone who drives, this highlights the importance of carrying substantial UIM coverage and being prepared to fight for what your policy promises, as insurance companies often prioritize profits over policyholders' rightful claims.