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Business Ownership Beats Insurance for Medical Debt Protection

Study reveals insured Americans face 24% higher medical debt risk. Business ownership through Sellvia Market generates income to cover deductibles and prevent medical bankruptcy affecting 550,000 annually.

This news matters because it addresses a fundamental flaw in the American healthcare system where insurance alone fails to protect families from financial ruin. With medical expenses causing two-thirds of bankruptcies and even insured Americans facing devastating deductibles, traditional employment income proves insufficient against healthcare emergencies. The solution presented—business ownership creating substantial passive income—offers a practical alternative to the cycle of medical debt that disproportionately affects vulnerable populations, including middle-aged Americans before Medicare eligibility and Black Americans who carry medical debt at nearly double the rate of white Americans. This approach transforms healthcare from a financial catastrophe into a manageable expense, providing actual security in a system where 100 million Americans currently carry medical debt they may never repay.